The City of Calgary launched its Backyard Suite Incentive Program on March 2, 2026, providing financial assistance to homeowners who want to build new backyard suites. The program is part of Calgary’s Home is Here Housing Strategy and is funded through the federal Housing Accelerator Fund (HAF). The city received $10 million to support the program and encourage the creation of additional housing across Calgary.

What is a backyard suite?

A backyard suite is a self-contained residential unit located on the same property as a primary home. It can be a separate structure or a suite constructed above a detached garage and includes its own entrance, kitchen, bathroom, living area and sleeping space. For homeowners, a backyard suite can provide rental income or accommodate family members, helping increase Calgary's housing supply.

How much funding is available?

One of the program's main attractions is financial assistance toward construction costs. Eligible homeowners may receive up to $15,000 toward general construction costs. In addition, the program can provide up to 40 per cent of eligible underground infrastructure costs, to a maximum of $20,000, where both on-site and off-site connections are required.

There are also additional incentives. Qualifying projects designed to support people experiencing mobility challenges may receive $7,500 for accessibility features. Projects that meet the applicable Land Use Bylaw requirements without requiring relaxations could qualify for another $2,500. Heritage properties might also qualify for matching construction and infrastructure incentives if the required preservation conditions are met.

This means a qualifying project could potentially receive substantial assistance, although homeowners should not assume that every project will qualify for the maximum amount.

Who can apply?

The program is primarily intended for privately owned residential properties with eligible single, detached backyard suites. Attached suites are not eligible under this particular program. Applicants are generally limited to receiving funding once, and funding is tied to both the applicant and the backyard suite.

Homeowners must understand that the timing of their construction matters. Certain funding stages may not be available if construction has already progressed beyond the required inspection point. Planning the application and construction schedule carefully can, therefore, be important.

Why backyard suites matter

Backyard suites can offer several benefits to Calgary homeowners and communities. A homeowner might use one for an aging parent who wants to remain close to family, an adult child who needs affordable housing or a long-term tenant. The arrangement can provide additional housing without requiring a completely separate residential property.

The city says backyard suites were an underused housing option when the program launched, with fewer than 400 in Calgary. Its 2025 public engagement also found strong interest, with 88 per cent of nearly 700 respondents indicating they were interested in building a backyard suite or had already built one.

Important considerations for homeowners

A backyard suite is a significant construction project, so homeowners need to investigate zoning, development permits, building permits, servicing, utility connections, construction costs and financing before proceeding. Professional design and construction advice can help avoid costly surprises.

Homeowners must consider how the suite will be used. If the goal is rental income, expected rent should be compared with construction, financing, maintenance, insurance, utilities and property-related costs.

It’s also important to understand the program's rental restrictions. Homeowners receiving incentive funding agree that the property cannot receive a short-term rental licence for a specified period based on the amount of funding received.

In closing

The Backyard Suite Incentive Program represents an opportunity to add housing while making better use of existing residential properties. For homeowners considering a suite, the financial incentives may reduce some of the upfront costs and make a project more achievable.

Opting into the program is one way to add value to your property. Remember, I’m here to offer any advice if you’d like a real estate expert’s opinion.

When buying a home or maintaining an existing property, it’s easy to focus on the kitchen, bathrooms, flooring and paint. However, some of the most important components of a house are hidden behind walls, in the basement or attached to the heating and plumbing systems.

Understanding these systems can help homeowners prevent expensive repairs, improve comfort and protect their property. Here are several key components every property owner needs to pay attention to.

Backwater valve

A backwater valve is designed to help prevent sewage from flowing backward through your home's plumbing system. During heavy rainfall or when municipal sewer systems become overloaded, wastewater can potentially back up toward a home.

A properly installed and maintained backwater valve can provide an important layer of protection, particularly for houses with basement plumbing fixtures. Homeowners should know where the valve is located and make sure it remains accessible for inspection and maintenance.

If you’re buying a home, ask if a backwater valve has been installed and whether it has been serviced recently.

Ventilation system

Good ventilation is essential for maintaining healthy indoor air quality. Modern homes are often built to be more energy efficient and airtight, which makes controlled ventilation especially important.

A heat recovery ventilator (HRV) or energy recovery ventilator (ERV) can exchange stale indoor air for fresh outdoor air while helping manage energy loss. Filters must be cleaned or replaced regularly, and the system should be inspected to ensure it’s operating correctly.

Poor ventilation can contribute to excess moisture, condensation, odours and indoor air-quality problems.

Humidifier

A whole-home humidifier installed directly onto your furnace can make a significant difference during Canada's dry winter months. When indoor air becomes too dry, occupants may experience dry skin, irritated eyes and respiratory discomfort. Extremely dry air can also affect hardwood flooring and other materials.

However, excessive humidity can create its own problems, including condensation and mould growth. Homeowners are advised to monitor indoor humidity rather than simply running the humidifier continuously.

The humidifier pad or water panel should be replaced according to the manufacturer's recommendations.

Furnace and filters

Your furnace is one of the most important mechanical systems in the home. Regular maintenance can improve efficiency, comfort and reliability.

The furnace filter must be checked regularly and replaced when dirty. A filter that’s too restrictive for a particular furnace can reduce airflow, so homeowners should follow the manufacturer's specifications rather than assuming that the highest-rated filter is always the best choice.

Annual professional furnace maintenance is worthwhile, particularly before the heating season.

UV furnace filter or UV air purifier

Some homes use ultraviolet (UV) lights as part of their HVAC system. These systems are designed to use UV-C light to help control certain microorganisms on surfaces within the HVAC system or in the air stream, depending on the equipment.

UV systems require maintenance, and the bulbs typically need replacement even if they still appear to be operating. Homeowners are cautioned to follow the manufacturer's replacement schedule and understand exactly what the system is designed to accomplish. A UV light is not a substitute for proper filtration, ventilation or routine HVAC maintenance.

Sump pump and foundation drainage

For homes with basements, a sump pump can be critical. It removes water collected by the foundation drainage system and helps reduce the risk of basement flooding.

Test the pump periodically and make sure the discharge line is clear. Consider having a backup power source or secondary pump if basement flooding could cause significant damage.

In addition, property owners should keep gutters, downspouts and grading around the foundation in good condition so water is directed away from the house.

Smoke and carbon monoxide detectors

Smoke and carbon monoxide detectors are simple but essential safety devices. They must be installed in appropriate locations, tested regularly and maintained according to the manufacturer's instructions.

Carbon monoxide is particularly important in homes with fuel-burning appliances such as furnaces, fireplaces or gas water heaters.

Know your home’s systems

A house is much more than its visible finishes. Components such as backwater valves, ventilation systems, humidifiers, furnaces, filters, sump pumps and safety detectors can have a major impact on comfort, health, maintenance costs and property protection.

Whether you’re buying a home or maintaining one you already own, take time to locate these systems, understand how they work and keep a record of when they were last inspected or serviced. Spending a little time on preventative maintenance can help identify problems early and protect your investment for years to come.

In closing

Remember, whether you’re buying or selling, I’m more than happy to help. 

Calgary home sellers in 2026 are facing a very different market than the highly competitive conditions seen in previous years. More housing choice, slower demand growth and increased competition in some property categories mean that sellers need a thoughtful strategy to attract buyers and achieve a successful sale.

It’s not all bad news

The good news is that Calgary is not experiencing the severe market conditions seen in some past downturns. However, the market has shifted, and sellers who approach their sale with realistic expectations and strong preparation may have a significant advantage.

Recent data from the Calgary Real Estate Board (CREB) shows that market conditions vary considerably by property type. In July 2026, Calgary recorded 1,904 sales and 3,323 new listings. Overall residential benchmark prices were slightly lower than the previous month and about two per cent below the previous year. Detached and semi-detached homes remained closer to balanced conditions, while apartment condominiums faced stronger buyer's-market conditions due to higher supply.

Price your home for today’s market

One of the most critical decisions a seller makes is setting the asking price. In a slower market, overpricing can cause a listing to sit for too long. Buyers have more opportunities to compare homes and may quickly move on when they believe a property is priced above competing listings.

Sellers should review recent comparable sales, current competing properties and local conditions within their specific community. Calgary is not one single market. A detached home in a desirable neighbourhood may experience very different demand than a condominium in an area with significant new construction or high resale inventory.

A realistic price from the beginning can generate stronger interest and may reduce the need for repeated price reductions later.

Make a strong first impression

When buyers have more choices, presentation becomes increasingly important. Small improvements can make a meaningful difference in how quickly a home attracts attention.

Before listing, consider decluttering, deep cleaning and completing minor repairs. Fresh paint, improved lighting and well-maintained landscaping can also help create a more positive first impression. Professional photography and effective online marketing are especially needed because many buyers decide whether to book a viewing based on what they see online.

The goal is not really to complete an expensive renovation. Instead, sellers should focus on making the property look clean, well cared for and move-in ready.

Understand your competition

In 2026, sellers are not only competing with other resale homes. In some areas and property categories, new construction is also providing buyers with additional options.

This is particularly important for sellers of newer homes, row properties and apartments. Buyers may compare a resale property with incentives offered by builders, such as upgrades, financing assistance or other purchase incentives.

Sellers should work with their real estate professional to understand competing listings and identify ways to make their property stand out. This may involve price, presentation, possession dates or included features.

Be flexible with buyers

In a slower market, flexibility can assist a seller to reach a broader group of buyers. Being open to reasonable viewing times, possession dates or conditions may make a property more attractive.

Sellers should also be prepared for more negotiation than they may have experienced during Calgary's stronger seller's markets. Receiving an offer below the asking price does not necessarily mean the offer should be rejected immediately. A careful review of the buyer's financing, conditions and overall terms can help determine whether negotiation could lead to a successful sale.

In closing

For sellers, the key takeaway is that strategy matters more than simply putting a home on the market and waiting for multiple offers. Pricing accurately, preparing the property carefully and responding quickly to changing market feedback can improve the chances of selling sooner.

Calgary's 2026 market may be slower, but homes that are well priced, well presented and positioned competitively can still attract serious buyers. If you’re planning to sell, I’m ready to guide you on making confident decisions and moving forward with a successful sale.

Calgary’s controversial blanket rezoning policy has officially been repealed, with the changes taking effect on August 4, 2026. The decision marks a significant shift in how residential properties across the city can be developed and brings many properties back to the zoning rules that existed before Calgary’s citywide rezoning initiative was introduced in 2024.

What was blanket rezoning?

Calgary’s blanket rezoning, formally known as Rezoning for Housing, was approved by City Council in May 2024 and took effect on August 6, 2024. The policy changed the zoning of many low-density residential properties across the city, making it possible to build a wider range of housing types, including townhouses and row houses, in areas that had traditionally been limited primarily to single-detached homes.

The policy was intended to increase housing options, support population growth and make it easier to create more homes without requiring individual rezoning applications for every property.

However, the policy also generated considerable opposition from residents and community groups concerned about neighbourhood character, density, parking, infrastructure and the pace of development.

Why was it repealed?

After extensive public discussion, Calgary City Council voted on April 8, 2026 to repeal blanket rezoning. The vote followed a lengthy public hearing process involving hundreds of speakers and thousands of written submissions. The city reported that 411 members of the public addressed Council during the hearing, while 3,293 written submissions were received.

The repeal reflects a change in direction for residential planning. Rather than maintaining citywide rezoning, Calgary is restoring many of the low-density residential zoning districts that were in place before the 2024 changes.

What does the repeal mean for homeowners?

For many homeowners, the most important change is that their property's zoning may now be different from what it was between August 2024 and August 2026. Residential properties affected by the repeal have generally been returned to the zoning designation that existed before the blanket rezoning.

This could affect what a homeowner can build or what type of redevelopment may be possible on a property. Anyone considering selling, buying, renovating or redeveloping a property should, therefore, confirm its current zoning rather than relying on information from the previous two years.

In addition, the city has established exemptions for certain properties. For example, some properties with approved development permits, building permits or subdivision applications may remain under the newer zoning rules. Other exemptions apply to applications submitted before specified dates or properties that were subsequently rezoned through an owner-initiated application.

What does this mean for Calgary’s housing market?

The repeal doesn’t mean Calgary is returning to exactly the same planning environment that existed before 2024. Council has retained or introduced other measures intended to support housing development and is continuing to examine how the city should accommodate growth.

That said, for buyers, sellers and real estate investors zoning is once again an especially important consideration. Two properties that appear similar may have different development opportunities depending on their zoning, existing approvals and whether they qualify for an exemption.

What should property owners do?

Homeowners who are considering redevelopment should review their property's current zoning and check whether any previous applications or approvals are affected by the repeal. Buyers and investors should also investigate zoning before purchasing a property based on assumptions about future development potential.

Calgary's repeal of blanket rezoning represents a major change in the city's approach to residential development. As the new rules take effect, understanding the zoning of an individual property will be increasingly important for anyone making real estate decisions in Calgary.

In closing

For further information, here’s a link to the City of Calgary website. And, as always, if you’re looking to buy or sell property, I’m here and ready to help.

Calgary’s housing market has been one of the most talked-about real estate markets in Canada over the past few years. While many major Canadian cities experienced slowing sales and price corrections due to higher interest rates, Calgary has remained relatively resilient. However, as the market continues to evolve in 2026, buyers and sellers are asking the same question: What is happening to housing prices in Calgary?

The answer is that Calgary’s housing market is undergoing a period of adjustment. While prices remain strong compared to previous years, the rapid growth experienced during the post-pandemic housing boom has begun to moderate.

Strong population growth continues to support prices

One of the biggest factors supporting Calgary housing prices is population growth. Alberta has continued to attract people from across Canada due to its relatively affordable housing, strong employment opportunities and lower cost of living compared to cities such as Toronto and Vancouver.

Interprovincial migration remains a key driver of demand. Many newcomers arrive with equity from higher-priced markets, allowing them to compete aggressively for homes in Calgary. This ongoing demand has helped prevent significant price declines, even as borrowing costs remain elevated.

More inventory is giving buyers more choices

Over the past year, Calgary has seen an increase in housing inventory. More homeowners are listing their properties and new housing developments continue to add supply to the market.

For buyers, this is welcome news. During the peak of the market, many homes received multiple offers within days of being listed. Today, buyers often have more time to evaluate properties and negotiate terms.

While increased inventory has reduced some of the intense competition, it hasn’t necessarily caused widespread price declines. Instead, it has helped create a more balanced market where prices are stabilizing rather than rapidly increasing.

Different property types are performing differently

Not all segments of Calgary’s housing market are moving in the same direction.

Detached homes in desirable neighbourhoods continue to experience strong demand, particularly those priced competitively and located near schools, transit and amenities. Limited supply in some established communities continues to support values.

Condominiums and townhomes have also seen renewed interest due to affordability concerns. As higher mortgage rates reduce purchasing power, many first-time buyers are choosing lower-priced housing options. This has helped strengthen demand in Calgary’s condo market.

Luxury properties, on the other hand, may experience longer selling times as buyers become more selective and economic uncertainty influences purchasing decisions.

Interest rates remain a key factor

Mortgage interest rates continue to play a major role in housing affordability. Although rate increases over the past few years slowed market activity, recent stability in borrowing costs has provided some confidence to buyers.

Many prospective homeowners who postponed purchases while waiting for rates to decline are gradually returning to the market. Even so, affordability remains a concern for some households, limiting how quickly prices can rise.

If interest rates decrease further over the coming year, additional buyers could enter the market, potentially creating renewed upward pressure on housing prices.

Sellers need realistic expectations

The days of nearly every property attracting bidding wars are becoming less common. Sellers must now focus on accurate pricing, effective marketing and property presentation.

Homes that are priced appropriately and show well continue to attract interest and sell relatively quickly. That said, overpriced properties may remain on the market longer as buyers have more options available.

This shift has created a healthier market environment where pricing strategy is once again a critical component of a successful sale.

What can buyers and sellers expect going forward?

Most market experts expect Calgary housing prices to remain relatively stable in the near term. Strong population growth, a diversified economy, and ongoing housing demand continue to provide support for property values.

While dramatic price increases may be less common than in recent years, significant price declines also appear unlikely unless economic conditions change substantially. Instead, Calgary is moving toward a more balanced market where supply and demand are becoming better aligned. For buyers, this means more opportunities and negotiating power. For sellers, it means focusing on competitive pricing and strong presentation. 

In closing

Overall, Calgary remains one of Canada’s most attractive real estate markets, offering a combination of affordability, economic opportunity and long-term growth potential that continues to attract buyers from across the country.

Starting a career in real estate can be exciting, but entering the industry during a slow market can feel challenging. When homes take longer to sell, inventory is high and buyers are cautious, new agents often face increased competition and fewer opportunities.

However, a slower market can also be one of the best times to build a strong foundation for long-term success. By focusing on relationships, education and consistent marketing, new real estate agents can establish themselves and thrive regardless of market conditions. Here’s my advice.

Focus on building relationships

In a slow market, relationships become more important than ever. Real estate is a people-driven business, and trust plays a significant role in whether someone chooses an agent. New agents should spend time building their network by connecting with family, friends, former colleagues and members of their community.

Attend local events, join business organizations and participate in community activities. Staying visible and engaged helps create opportunities for referrals and future clients. Remember that many people may not be ready to buy or sell today, but they could become a clients months or even years down the road.

Become a local market expert

Knowledge is a valuable tool in any market, but it becomes especially important when conditions are uncertain. Buyers and sellers often have concerns about pricing, interest rates and market trends. New agents who can confidently answer questions and provide accurate information will stand out from the competition.

Study local sales data, monitor new listings and understand neighbourhood trends. Learn about school districts, amenities, transportation options and upcoming developments. The more expertise you can offer, the more value you bring to potential clients.

Prioritize consistent marketing

Many agents reduce their marketing efforts when business slows down. This creates an opportunity for new agents to increase their visibility. Consistent marketing helps build brand recognition and keeps you top-of-mind when people need real estate services.

Utilize social media, email newsletters, blog articles and community involvement to showcase your knowledge and professionalism. Share market updates, home-buying tips and local community news. Consistency is more important than perfection. Even small, regular marketing efforts can produce significant results over time.

Master following up on leads

A slow market often means leads take longer to convert into clients. New agents should develop strong follow-up habits and maintain regular communication with prospects.

Use a customer relationship management system to track conversations and schedule follow-ups. Reach out with useful information rather than simply asking if someone is ready to buy or sell. Providing value helps build trust and keeps you connected until prospects are ready to make a move. Many successful agents generate business because they consistently follow up while others give up too soon.

Invest in education and professional development

Slower periods provide an excellent opportunity to sharpen your skills. Attend training sessions, earn professional designations and learn new marketing techniques. Focus on improving negotiation skills, presentation abilities and client communication.

The knowledge and expertise gained during a slow market can provide a significant advantage when activity increases. Clients appreciate agents who demonstrate professionalism and a commitment to continuous learning.

Manage your finances carefully

Real estate income can be unpredictable, especially for new agents. Creating a realistic budget and managing expenses carefully can help reduce stress during slower periods.

Track your business expenses, save a portion of every commission cheque and avoid unnecessary spending. Having a financial plan allows you to stay focused on growing your business rather than worrying about short-term market fluctuations.

Stay positive and patient

Success in real estate rarely happens overnight. A slow market can test patience, but it also helps develop resilience and strong business habits. Agents who remain consistent, continue learning and maintain a positive attitude often emerge stronger when market conditions improve.

Every conversation, client meeting and marketing effort contributes to building your reputation. By focusing on relationships, education and long-term growth, new real estate agents can create a successful career even in challenging market conditions.

While a slow market may present obstacles, it also offers valuable opportunities to learn, grow and establish a reputation that will support future success for years to come.

In closing

When markets are slow, it can help to remember why you became a real estate agent in the first place. This can be a truly rewarding career for anyone who is people oriented and driven to offering excellent service.